Terms & Conditions for goalma.org
Last Updated: [Date]
1. Acceptance of Terms
By accessing or using goalma.org (the “Site”), you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree with these Terms, you must not use this Site.
2. Changes to Terms
We reserve the right to modify, update, or replace any part of these Terms at our sole discretion. Changes take effect when posted on the Site. Your continued use of the Site after changes signifies your acceptance of the updated Terms.
3. Use of the Site
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You agree to use the Site only for lawful purposes.
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You will not post, upload, or transmit content that is illegal, harmful, defamatory, obscene, or infringes on others’ rights.
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You must not attempt to disrupt or interfere with the Site’s operation (e.g., by introducing malware, overloading the site, etc.).
4. Intellectual Property
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All content on the Site (text, images, graphics, logos, etc.) is the property of goalma.org, unless otherwise noted.
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You may view and download content for personal, non‑commercial use only. Any other use (reproduction, redistribution, modification, etc.) requires the prior written permission of goalma.org.
5. External Links & Third Party Content
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The Site may contain links to external websites. These links are provided for your convenience and do not constitute endorsement.
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We are not responsible for the content, accuracy, or practices of third‑party websites.
6. Disclaimers
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The information on this Site is for general informational purposes only, particularly about insurance. It does not constitute professional or legal advice. For specific situations, consult with a qualified professional.
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We do our best to ensure accuracy, but we do not guarantee that the content is always up‑to‑date, complete, or error‑free.
7. Limitation of Liability
To the fullest extent permitted by law, goalma.org and its owners, employees, partners, agents, will not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of, or inability to use, this Site or its content.
8. Indemnification
You agree to indemnify, defend, and hold harmless goalma.org and its affiliates, employees, contractors, from any claims, losses, liabilities, damages, costs, or expenses (including legal fees) arising out of your use of the Site or your violation of these Terms.
9. Governing Law & Dispute Resolution
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These Terms are governed by the laws of [Country or Region].
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Any dispute arising out of or related to these Terms or your use of the Site shall be resolved in the courts of [City/Country], unless otherwise agreed.
10. Severability
If any provision of these Terms is held invalid or unenforceable by a court, the remaining provisions remain in full force and effect.
11. Entire Agreement
These Terms (together with any documents they reference, such as the Privacy Policy) constitute the entire agreement between you and goalma.org regarding your use of the Site, superseding any prior agreements.
